you'll be graduating this year..so you have experience before graduation thats good, but for mba , experience after you completed graduation is more valued.
Your gmat score is little less,you could apply for masters or retake the gmat

duncan plz reply

could i get into mcmaster, gulp, simon frasier,or saucer business school(ubc), with my current credentials,or manchester business school,

You can certainly get in these business schools depending on the strength of your academics. However, most of them would offer you an MIM program not an MBA because for MBA you require around 3-5 years of work experience post your UG. Also, a three years UG degree may pose a problem in Canada.

i have a 4 year bachelors in accounting and finance and graduated with a gap of 3.2

You should shortlist B schools based on your career goals, and your fit for that MBA program. Your ability to get admission into that particular school will come later.

Not sure what your career goals are?? On what basis did you select Manchester and Sauder?

I would stick my neck out and say you don't have a chance of getting into Sauder or Manchester with your GMAT score and level of maturity that I could (perhaps wrongly) gauge from your posts.
I could be wrong of course, You can have an outstanding extra curricular, but unless you can align your goals with the school. You won't have a compelling story even with a gold medal in rowing.
Remember getting into the school and getting an MBA is just half of the work. You need to tell compelling stories to recruiters also. Why should they recruit you over equally qualified other classmates?

I would advice you to get some more experience and think hard about Why you want to do MBA.

I also want to help regarding MBA.

@Shushti Patel

How can we help you?

I advise you retake the GMAT to push it up a bit. The GMAT is not, however, the sole determinant of whether you can make it in any of the top B Schools. Harvard takes students with as low a score as 550! A lower GMAT though means the other components of your application must be strong.

One thing that I noticed almost always deters people from gunning for the top schools is the cost. It is rather difficult for international students to get student financing, but I finally came across a lifesaver on that front called Prodigy Finance. They specifically fund students who are travelling abroad for their MBAs, and they don't require a co-signer. They have loan programmes with quite a few top business schools in Europe, the UK and the US, so depending on what business school you choose, they may be able to help you out.